Best of Property casualty insurance

The 10 Best Property & Casualty Insurance Datasets in 2026

10 Property casualty insurance picks, ranked on what's inside: field richness, coverage depth, fit for the job. FEMA NFIP Redacted Claims v2 leads.

  • 10ranked picks
  • 152documented fields on stage
  • 5/9with mapped coverage

API, files, or your warehouse. Daily, weekly, or hourly.

Every dataset here carries a 0–10 score built on documented fields, and the ranking follows those scores. When records tie, coverage breaks it: more geography, deeper history, finer granularity. Cadence isn't a scoring axis — it's a delivery setting. Delivered daily, weekly, or hourly, your call.

  1. 1 9/10
    Property casualty insurance

    FEMA NFIP Redacted Claims v2

  2. 2 9/10
    Property casualty insurance Policy effective dates from 2009-01-01

    FEMA NFIP Redacted Policies v2

    82 verified fields · 31 tabulated · remainder delivered with sample …+79 more

    United States and territories where NFIP policies are written. One row per policy transaction.

  3. 3 9/10
    Property casualty insurance NFIP claims from 1970 forward

    OpenFEMA Data Sets Hub

    United States and territories, to county/FIPS with coordinates on NFIP records. Record level - one row per claim, policy, registration or project.

  4. 4 9/10
    Property casualty insurance

    NAIC Research and Insurance Data

    doc_type · data_window · publication_year

    data from National Association of Insurance Commissioners (NAIC)

  5. 5 9/10
    Property casualty insurance 1980-2024, event level with start and end…

    NOAA NCEI Billion-Dollar Weather and Climate Disasters

    further attributes on request …+8 more

    One row per named disaster event across seven peril categories.

  6. 6 FEMA NFIP Geospatial Hub
  7. 7 8/10
    Property casualty insurance

    FRED Insurance-Related Series

    further attributes on request …+7 more

    United States national series, plus some state-level continued-claims series. Predominantly monthly observations.

  8. 8 8/10
    Property casualty insurance 1980-2024, annual resolution

    NOAA NCEI Billion-Dollar Disasters Time Series

    further attributes on request …+3 more

    One aggregate row per Year x Disaster type x Geography cell.

  9. 9 8/10
    Property casualty insurance

    NOAA Data Portal

    field normalized spine · deeper attributes fold out on request …+7 more

    Global (satellite, ocean) and US-focused (weather, climate, coastal).

  10. 10 8/10
    Property casualty insurance contiguous US (wildfire) · Three horizons per score

    First Street Foundation Climate Risk Data

    30 verified core fields · _yYY · _rRRR …+27 more

    Contiguous US, Hawaii, Puerto Rico and most of Alaska (flood). contiguous US (wildfire).

Frequently asked questions

Which dataset goes deepest on flood losses?

FEMA NFIP Redacted Claims v2 (OpenFEMA). It holds 2,721,780 redacted claim transactions - one row per transaction - with dates of loss back to August 31, 1970, flood zone, occupancy, building and contents damage amounts, payments and coverage, located to census block group and rounded coordinates. Nothing else in the slice matches that depth of observed flood loss.

Where can I find US catastrophe loss statistics?

NOAA NCEI Billion-Dollar Weather and Climate Disasters is the canonical record: all 403 US weather and climate disasters over $1B from 1980 through 2024, event-level, with dates, affected states, deaths, nominal costs and CPI-adjusted costs. The entire table is compact enough for spreadsheet work, which is why analysts use it to sanity-check vendor catastrophe models.

Can flood zones be attached to individual property addresses?

Yes - FEMA NFIP Geospatial Hub (ArcGIS). Its 33 National Flood Hazard Layer layers carry flood hazard zones, FIRM panels, LOMAs and LOMRs, base flood elevations and levees as address-resolvable vector features, with digital coverage reaching over 90% of the US population. That is the grain underwriting zone lookups require.

Is there parcel-level climate risk looking decades ahead?

First Street Foundation Climate Risk Data is the only such record: flood scores at 3-meter resolution and wildfire at 30 meters per parcel, plus wind, heat and cold and air quality, for the current year and projected +30 and +75 years under SSP 1-2.6, 2-4.5 and 5-8.5, aggregating to county, tract and block group. Observed-loss datasets stop at the present; this one does not.

Which dataset tracks insurer-of-last-resort growth?

III Homeowners and Renters Insurance Statistics tabulates FAIR Plan exposure for fiscal years 2014 through 2023 alongside state-level average premiums (2012-2021) and cause-of-loss frequency and severity (2018-2022) for all states plus DC. Read it next to NAIC's state homeowners-market analyses for the regulatory view of the same shift.