Datadory notebook
Insurance Premium Price Index History Data: Dataset Structure and Field Coverage
Datadory delivers insurance premium price index history data covering comprehensive field definitions, entity mappings, and historical time series — structured for direct analytics and delivered on demand.
1,744 datasets. Pick your catch.
Can you get actual premiums rather than index points?
Yes - transaction-level dollar premiums start January 1, 2009. FEMA NFIP Redacted Policies v2 (OpenFEMA) holds 73,601,802 policy transactions, each carrying totalInsurancePremiumOfThePolicy in USD beside iccPremium, policyCost, federalPolicyFee, hfiaaSurcharge and reserveFundAssessment, so an average-written-premium series can be built per flood zone, occupancy type, CRS community class or state. Rating fields (basicBuildingRate, additionalBuildingRate, basicContentsRate, rateMethod, subsidizedRateType, grandfatheringTypeCode) show why a premium moved, which no aggregate index reveals.
How do you build a premium-cycle dataset step by step?
Six steps assemble a defensible history from these sources:
Where to go next
For the workflows that consume this history: quants pairing the 403-event NOAA baseline with cycle screening should read the investors and quants property-casualty playbook, analysts sizing markets from the same sources belong on the market researchers page, and the FRED Insurance-Related Series (St. Louis Fed) vs NOAA Data Portal comparison weighs the slice's two programmatic pillars directly.
Pick up where this leaves off
Every one of these ships with sample rows before you commit to anything.
FRED Insurance-Related Series (St. Louis Fed)
further attributes on request …+7 more
FRED Categories - Insurance and Finance
further attributes on request …+5 more
FEMA NFIP Redacted Policies v2 (OpenFEMA)
82 verified fields · 31 tabulated · remainder delivered with sample …+79 more
FEMA NFIP Redacted Claims v2 (OpenFEMA)
NOAA NCEI Billion-Dollar Weather and Climate Disasters
further attributes on request …+8 more
NAIC Research and Insurance Data
doc_type · data_window · publication_year
Want rows instead of a pitch? Name the datasets.
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Get a sampleQuestions worth asking
How far back does insurance premium price index history go?
Among the datasets Datadory catalogs for property & casualty insurance, the FRED insurance PPI reaches furthest at June 1998, with the CPI household insurance line beginning earlier still and finance-and-insurance employment starting January 1990. Actual dollar premiums in FEMA NFIP Redacted Policies v2 start January 1, 2009, covering 73,601,802 transactions.
Is there a free dataset of actual insurance premiums by policy?
Yes, for the National Flood Insurance Program. FEMA NFIP Redacted Policies v2 (OpenFEMA) is free without an integration key and carries totalInsurancePremiumOfThePolicy plus fees, surcharges and rating details on every one of its 73,601,802 policy transactions effective from January 1, 2009, downloadable as JSON, CSV or Parquet.