Life & Health Insurance Data for Journalists, Academics & Students

This ranking puts citability first: all 10 qualifying records sit at relevance 3 for this persona, each names the agency that owns the record, and order inside that band follows Datadory's 0-10 quality score with cadence breaking ties. Nine of the 10 score at least 8 out of 10, well above the 62.8% share that score of 8 or higher catalog-wide.

The top two are both bulk-download surveys with explicit citation rules. Human Mortality Database (HMD) leads because its Methods Protocol V6 makes mortality figures comparable across 41 countries, and its User Agreement tells you exactly how to credit it. Medical Expenditure Panel Survey (MEPS) follows as AHRQ's nationally representative account of what Americans spend on care and how they hold coverage month by month.

Access terms and quality score lead each entry; what follows is the detail that determines whether a figure survives an editor's query or Reviewer 2.

Seven of these ten are government-published - AHRQ, the Census Bureau, ONS, Eurostat and the World Bank - which is why they take the top slots. The remaining three come from the institutions insurance itself treats as arbiters: SOA's actuarial tables, NAIC's regulator reports and KFF's policy compilation.

Coverage numbers come straight from the collectors. The Census Bureau report is the anchor for any US uninsured-rate claim: 92.0% of people had coverage for some or all of 2024, private coverage stood at 66.1% against 35.5% public, led by employment-based plans at 53.8%, Medicare at 19.1% and Medicaid at 17.6%. County-by-county angles route through SAHIE, the only single-year estimates of coverage for every US county by age, sex, income-to-poverty ratio and race/ethnicity.

For excess-death or mortality-trend framing, HMD's weekly STMF counts across 38 countries and ONS's provisional weekly deaths for England and Wales give comparable, attributed series rather than press-release summaries.

Follow-the-money reporting on insurers themselves leans on NAIC: its Accident and Health Policy Experience Report pairs loss ratios with policies and covered lives, and the Medicare Supplement series has run since 1990. KFF State Health Facts turns those raw administrative feeds into mapped, ranked indicators - cite it as a compiled secondary source and link its stated original.

Four records ship explicit citation scaffolding. AHRQ publishes citation guidance for MEPS, whose public-domain files need no data-use agreement.

Two cautions belong in any methods note. And SOA's MORT tables carry proprietary terms of use with an AS IS disclaimer, so reproduce table values with the change log reference and stated caveats rather than treating them as settled vital statistics.