Glossary

capital adequacy ratio

Bank capital to assets ratio (FB.BNK.CAPA.ZS) is a prudential capital-adequacy indicator expressed in percent and sourced from IMF Financial Soundness Indicators. The World Bank distributes it as an annual country-level series alongside roughly 30 sibling banking indicators, tagged capital-adequacy and tier-1-capital.

What is the bank capital to assets ratio?

It compares banks' capital buffers to their balance-sheet size - the simplest prudential strength measure. The World Bank indicator FB.BNK.CAPA.ZS is described as 'bank capital to assets ratio (%)', with tags spanning capital-adequacy, tier-1-capital, imf-fsi and prudential.

Provenance matters for interpretation: the record notes 'this particular series originates from IMF FSIs', meaning definitions follow IMF Financial Soundness Indicator methodology rather than a World Bank construction. Distribution is annual at country level, sitting among roughly 30 related banking indicators.

Why does this ratio matter when choosing a dataset?

Cross-country banking comparisons need definitional honesty. Capital-to-assets differs from risk-weighted capital adequacy ratios under Basel frameworks; because this series follows IMF FSI definitions, mixing it with Basel-style national ratios produces false rankings.

Frequency limits apply too: annual granularity suits structural comparison but misses intra-year stress. Buyers assessing systemic fragility should treat the country-level series as a screening layer, then descend to supervisor disclosures for institution-level precision - and always cite the IMF FSI origin when publishing derived rankings.

How do you evaluate capital adequacy indicators in a source?

  1. “Check the indicator code. ”FB.BNK.CAPA.ZS identifies the specific World Bank series.
  1. “Trace methodology origin. ”This series originates from IMF FSIs - respect those definitions over local variants.
  1. “Note frequency. ”Annual country-level values bound timeliness expectations.
  1. “Explore siblings. ”Roughly 30 related banking indicators accompany it for broader soundness panels.
  1. “Distinguish from risk-weighted measures. ”Tier-1-capital tagging hints at related but distinct constructs.

Sector hub: diversified-banks data.

Frequently asked questions

What is the World Bank code for bank capital to assets?

FB.BNK.CAPA.ZS, published as a percentage and sourced from IMF Financial Soundness Indicators.

Is capital-to-assets the same as a Basel capital adequacy ratio?

No - it uses unweighted assets under IMF FSI definitions, whereas Basel ratios weight assets by risk; the two produce different country rankings.

Datasets containing this field

Datasets containing capital adequacy ratio

6 datasets carry capital adequacy ratio in the catalog. Open one, count the fields, judge for yourself.

Diversified Banks ~50 reporting countries · 1977-Q4 through 2026-Q1, quarterly

BIS Locational Banking Statistics (LBS) & BIS Data Portal

L_MEASURE / Measure · L_POSITION / Balance sheet position · L_INSTR / Type of instruments …+9 more

Diversified Banks

Consolidated Banking Data (CBD2), delivered by Datadory

KEY · FREQ · REF_AREA …+7 more

Diversified Banks

FDIC Bank Data Guide

Diversified Banks

FDIC BankFind Suite API

CERT · FED_RSSD

Industries

FDIC Quarterly Banking Profile

Number of institutions reporting · Total interest income · Net interest income …+7 more

Diversified Banks

OCC Financial Institution Lists

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