loan-level dataset

A loan-level dataset discloses one record per individual mortgage - typically one origination record plus recurring monthly performance records - instead of pre-aggregated totals.

In this catalog the pattern spans Freddie Mac's roughly 56-million-loan Single-Family tape and Ginnie Mae's daily loan-level disclosure files.

In this catalog it appears concretely: - dataset: Freddie Mac Single-Family Loan-Level Dataset — "Approximately 56 million loans". - Ginnie Mae Disclosure Data and Reports (granularity) — "loan level (one LL record per loan per period) across MBS, HMBS, Platinum and multifamily programs". - FHFA Public Use Database (granularity) — "Mortgage-level (single-family File A), unit-level (File B), property-level and unit-class-level (multifamily), plus tract-level aggregates".

Ginnie Mae Disclosure Data and Reports is the second reference point worth knowing: "loan level (one LL record per loan per period) across MBS, HMBS, Platinum and multifamily programs". Reading the two together shows how much variation sits underneath one shared label.

A label on a listing is not a deliverable. Teams that license on the strength of a product-name match routinely find the shipped files cover a narrower slice than they assumed, and backfilling history afterwards costs more than the license ever did.

The failure mode is concrete: the label appears in a listing, the delivered files tell a different story, and the gap surfaces mid-project when fixing it is most expensive.

You rarely have to take a vendor's word for it. 82.4% of the 1,744 datasets Datadory catalogs are free to access, and dataset: Freddie Mac Single-Family Loan-Level Dataset lets you inspect the real artifact before any budget is committed.

Treat every claim of this attribute as testable:

1. Open dataset: Freddie Mac Single-Family Loan-Level Dataset and confirm its record — "Approximately 56 million loans" — against the files you actually receive. 2. Read Ginnie Mae Disclosure Data and Reports's record on granularity — "loan level (one LL record per loan per period) across MBS, HMBS, Platinum and multifamily programs" — then confirm the delivered artifact matches before you license anything. 3.

Adjacent concepts worth reading next: - conditional prepayment rate - delinquency rate - GSE acquisitions - loss given default - public use database