Glossary
mortgage debt outstanding
mortgage debt outstanding is total unpaid principal on US mortgages, broken out by holder category - banks, GSEs, insurers, pools - and property type, which the catalog classifies as a domain concept. Datadory's catalog of 1,744 datasets documents it directly in dataset: Federal Reserve Mortgage Debt Outstanding.
What is mortgage debt outstanding?
Mortgage debt outstanding is total unpaid principal on US mortgages, broken out by holder category - banks, GSEs, insurers, pools - and property type.
The Fed's legacy MDO table ended with its March 2020 release, and successor Z.1 Financial Accounts series carry the split back to 1945.
In this catalog it appears concretely: - dataset: Federal Reserve Mortgage Debt Outstanding — "Financial Accounts Z.1".
Why does mortgage debt outstanding matter when choosing a dataset?
Conventions decide whether two sources can be joined at all. Buy one side of an analysis that ignores this convention and every reconciliation step — calendar alignment, unit conversion, entity matching — lands on your team instead of the vendor's.
The failure mode is concrete: the label appears in a listing, the delivered files tell a different story, and the gap surfaces mid-project when fixing it is most expensive.
You rarely have to take a vendor's word for it. 82.4% of the 1,744 datasets Datadory catalogs are free to access, and dataset: Federal Reserve Mortgage Debt Outstanding lets you inspect the real artifact before any budget is committed.
How do you evaluate mortgage debt outstanding in a data source?
Treat every claim of this attribute as testable:
- Open dataset: Federal Reserve Mortgage Debt Outstanding and confirm its record — "Financial Accounts Z.1" — against the files you actually receive.
- Pin down update cadence in writing. Across this catalog, 22.6% of 1,744 datasets refresh daily and 64 still arrive only through a manual request form, so ask exactly how fresh each release is.
- Check whether definitions are verified at all. Field definitions are verified for 1495 of 1,744 datasets (85.7%), and any source you license should meet that bar.
- Price the delivery route before the license. In this catalog bulk download is the most common access method (725 datasets) ahead of official APIs (574), and 379 sources still require scraping — a maintenance cost that lands on you, not the vendor.
See the term applied to real records: commercial-residential-mortgage-finance data.
Related terms
Adjacent concepts worth reading next: - Financial Accounts Z.1 - GSE acquisitions
Frequently asked questions
What is an example of mortgage debt outstanding?
dataset: Federal Reserve Mortgage Debt Outstanding is the clearest example in this catalog. Its record states: "Financial Accounts Z.1". Across all 1,744 datasets Datadory averages a quality score of 7.81 out of 10, so a named example can be weighed rather than trusted blindly.
Is data described as "mortgage debt outstanding" free to use?
Treat access and permission separately. 82.4% of the 1,744 datasets in this catalog are free to access, but 235 are freemium and 61 are paid outright, so confirm both the price and the license on the exact distribution before building on it.
Datasets containing this field
Datasets containing mortgage debt outstanding
6 datasets carry mortgage debt outstanding in the catalog. Open one, count the fields, judge for yourself.
FHFA House Price Index (HPI)
FHFA Public Use Database (PUDB)
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