Glossary
REMIC structure
REMIC structure is a REMIC (Real Estate Mortgage Investment Conduit) repackages mortgage pools into multi-class securities in a tax-neutral wrapper. In Datadory's catalog of 1,744 datasets, Ginnie Mae Investor Disclosure Portal and Ginnie Mae Disclosure Data and Reports are working examples.
What is REMIC structure?
A REMIC (Real Estate Mortgage Investment Conduit) repackages mortgage pools into multi-class securities in a tax-neutral wrapper.
Ginnie Mae guarantees REMIC issuance alongside its MBS, HMBS and Platinum programs. Its investor portal searches all four security types by CUSIP or pool number.
In this catalog it appears concretely: - Ginnie Mae Investor Disclosure Portal (granularity) — "Security/pool level (CUSIP or pool number) across MBS, HMBS, REMIC and Platinum". - Ginnie Mae Disclosure Data and Reports (granularity) — "Pool/security level (one record per pool), pool supplemental stratifications (32 record types)".
Ginnie Mae Disclosure Data and Reports is the second reference point worth knowing: "Pool/security level (one record per pool), pool supplemental stratifications (32 record types)". Reading the two together shows how much variation sits underneath one shared label.
Why does REMIC structure matter when choosing a dataset?
Conventions decide whether two sources can be joined at all. Buy one side of an analysis that ignores this convention and every reconciliation step — calendar alignment, unit conversion, entity matching — lands on your team instead of the vendor's.
The failure mode is concrete: a source can carry the REMIC structure label while differing from what you need on exactly the dimension that matters — Security/pool level (CUSIP or pool number) across MBS, HMBS, REMIC and Platinum. Comparing two sources on that line usually settles the choice faster than any feature matrix.
You rarely have to take a vendor's word for it. 82.4% of the 1,744 datasets Datadory catalogs are free to access, and Ginnie Mae Investor Disclosure Portal lets you inspect the real artifact before any budget is committed.
How do you evaluate REMIC structure in a data source?
Treat every claim of this attribute as testable:
- Read Ginnie Mae Investor Disclosure Portal's record on granularity — "Security/pool level (CUSIP or pool number) across MBS, HMBS, REMIC and Platinum" — then confirm the delivered artifact matches before you license anything. 2. Read Ginnie Mae Disclosure Data and Reports's record on granularity — "Pool/security level (one record per pool), pool supplemental stratifications (32 record types)" — then confirm the delivered artifact matches before you license anything. 3. Pin down update cadence in writing.
Related terms
Adjacent concepts worth reading next: - conditional prepayment rate - HMBS - pool factor
Frequently asked questions
What is an example of REMIC structure?
Ginnie Mae Investor Disclosure Portal is the clearest example in this catalog. Its record on granularity reads: "Security/pool level (CUSIP or pool number) across MBS, HMBS, REMIC and Platinum". Across all 1,744 datasets Datadory averages a quality score of 7.81 out of 10, so a named example can be weighed rather than trusted blindly.
Is data described as "REMIC structure" free to use?
Treat access and permission separately. 82.4% of the 1,744 datasets in this catalog are free to access, but 235 are freemium and 61 are paid outright, so confirm both the price and the license on the exact distribution before building on it.
How do I verify a source really provides REMIC structure?
Open Ginnie Mae Investor Disclosure Portal next to Ginnie Mae Disclosure Data and Reports and compare the promise with the download. Field definitions are verified for 1495 of 1,744 datasets (85.7%), which makes that check fast inside the catalog and manual outside it.
Datasets containing this field
Datasets containing REMIC structure
6 datasets carry remic structure in the catalog. Open one, count the fields, judge for yourself.
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