Industry hub · Consumer finance data provider

Consumer Finance Data: Complaints, Credit Cycles, Household Wealth and Loan-Level Lending

Datadory covers consumer finance data provider with 24 datasets spanning CFPB Consumer Complaint Database , Federal Reserve G.19 Consumer Credit and Federal Reserve Survey of Consumer Finances (SCF) . Delivered daily, weekly, or hourly — your call.

24 datasets 4 publishers Delivery: API, files, or your warehouse. Daily, weekly, or hourly.

The manifest

Every catch in this slice, ranked by our quality rubric — depth of documentation, freshness, breadth. Pick one, sample it, ship it.

#1 Consumer Financial Protection Bureau (CFPB)

CFPB Consumer Complaint Database

Coverage
United States - consumer mailing state (50 states plus…
#2

Federal Reserve G.19 Consumer Credit

Grain
Monthly national cells split by credit type (revolving /…
Coverage
United States, national
#3

Federal Reserve Survey of Consumer Finances (SCF)

Coverage
United States - nationally representative of families
#4

World Bank Global Findex Database 2025

Coverage
Global - 141 economies surveyed in 2024
#5 Consumer Financial Protection Bureau / FFIEC

CFPB Home Mortgage Disclosure Act (HMDA) Data

Coverage
United States - all states
#6

SHED Public Use Data Files (2013-2025)

Coverage
United States, nationally representative of adults

Plus 6 more in this slice — each with its field dictionary and sample rows on its own page.

The lay of the water

Where consumer finance data provider data actually comes from.

Pick your catch

Three to start with. The rest of the board is above.

Consumer finance data provider United States - consumer mailing state… · December 1, 2011 to present

CFPB Consumer Complaint Database

Complaint ID · Date received · Product …+15 more

Consumer finance data provider United States, national · Monthly observations from January 1943

Federal Reserve G.19 Consumer Credit

Time Period · DTCTL_@%A_BA.M · DTCTLR_@%A_BA.M …+6 more

Consumer finance data provider United States - nationally… · Waves at three-year intervals from…

Federal Reserve Survey of Consumer Finances (SCF)

YY1 · Y1 · WGT …+10 more

Consumer finance data provider Global - 141 economies surveyed in 2024 · Survey waves 2011, 2014, 2017, 2021…

World Bank Global Findex Database 2025

countrynewwb / codewb / year · pop_adult · regionwb24_hi / incomegroupwb24 …+8 more

Consumer finance data provider United States - all states · Filing years 2007 through 2025 -…

CFPB Home Mortgage Disclosure Act (HMDA) Data

activity_year · lei · derived_msa-md …+15 more

Consumer finance data provider United States, nationally… · Thirteen annual waves 2013-2025 plus…

SHED Public Use Data Files (2013-2025)

Wave package · public2025.csv columns · shedid …+9 more

Consumer finance data provider United States - 50 states and DC… · Eight biennial waves - 2009, 2011…

FDIC National Survey of Unbanked and Underbanked Households

hbankstat · hddacct · huse12p2p …+9 more

Consumer finance data provider United States (all states · Accepted-loan originations June 2007…

LendingClub Loan Data (Kaggle Mirror)

loan_amnt · term · int_rate …+19 more

Consumer finance data provider Great Britain (England · 1988 to the latest reference month…

UK ONS Retail Sales Index - Reference Tables

Time Period · All Retailing, Including Automotive Fuel · All Retailing, Excluding Automotive Fuel …+12 more

Consumer finance data provider United Kingdom, nationally… · Main waves April 2017

UK FCA Financial Lives Survey

Table block label · Unweighted base · Weighted base …+4 more

Consumer finance data provider United States, national level on every… · Varies by program

Census Economic Indicators Time Series (EITS) API

cell_value · category_code · data_type_code …+5 more

Consumer finance data provider United States - plan availability… · Collected since 1990

CFPB Credit Card Plans Survey (TCCP) and Market Reports

Institution Name · Issued by Top 25 Institution · Product Name …+15 more

Who fishes here

Five personas work this shelf, and each gets a dedicated page:

Compliance and fair-lending work cuts across all five routes - the HMDA and complaint records were built for scrutiny, and they hold up under yours.

Frequently asked questions

Which dataset tracks consumer complaints about financial products?
The CFPB Consumer Complaint Database: roughly 17.24 million complaints from December 2011 onward, one row each, classified by product, sub-product and issue, with the company's public response and opt-in consumer narratives attached. Sliced by issuer and product line, it becomes a conduct benchmark rather than an anecdote pile.
How far back does Federal Reserve consumer credit data go?
To January 1943. The G.19 release carries 118 series totaling roughly 78,000 monthly observations on revolving versus nonrevolving credit by holder type, with auto, card and personal-loan rate series from as early as June 1971. Student loan and motor vehicle memo items appear quarterly.
Where can I get household wealth and debt microdata?
The Federal Reserve Survey of Consumer Finances is the reference: triennial waves from 1989 through 2022 covering family assets, liabilities, income and pensions. The 2022 public extract holds 22,975 records - 4,595 families times five implicates - with replicate weights and roughly 5,300 variables in the full public set.
What dataset should I use to train a loan default model?
The LendingClub Loan Data mirror remains the standard benchmark: about 2.26 million accepted personal loans from June 2007 through 2018 Q4 with monthly repayment outcomes across 151 fields, plus 2.76 million rejected applications for approval modeling. Enrich features with G.19 rate series and SHED well-being covariates.
Which dataset tracks bank account ownership worldwide?
The World Bank Global Findex Database 2025: about 144,090 adults surveyed across 141 economies, a 438-column country indicator file plus respondent-level microdata disaggregated by gender, income quintile, age, education and rural/urban status, across waves in 2011, 2014, 2017, 2021 and 2024.
Is there a UK equivalent to US consumer finance surveys?
Two. The FCA Financial Lives Survey fielded representative waves in 2017, 2020, 2022 and 2024 with up to 19,145 respondents, publishing 18 data-table volumes per wave. The ONS Retail Sales Index adds monthly volume and value indices by store type from 1988 to July 2026 in one 28-worksheet workbook.
How detailed is loan-level mortgage data for fair-lending analysis?
HMDA reaches the application row: lender identifier, loan terms, applicant demographics, rate spread, action taken and census-tract geography across roughly 100 fields, from 2007 through filing year 2025. Nationwide first-lien owner-occupied volumes ran roughly 4.8 to 8.3 million rows per year over 2007-2017.
How many households does the unbanked and underbanked survey cover?
About 30,000 households per wave across eight FDIC surveys from 2009 through 2023, with 567 documented variables in the 2023 wave - banking status, reasons for being unbanked, mobile payment and credit use - all at household level with weights for national and state representation.

See the rows before you commit

Any catch on this board, sampled against your own question. API, files, or your warehouse. Daily, weekly, or hourly..